What does it mean when a insurance company files for a Motion for Default Judgment?

I was in a wreck last august and didn't have insurance and now the peoples insurance company is suing me for the damages, they sent me a summons to write them and the court and let them know what I was going to do and I never responded and now just today they filed a motion for default judgement. What will happen next??? Someone please help..What does it mean when a insurance company files for a Motion for Default Judgment?You didn't answer, so now they ask the court to recognize that you didn't answer and to issue a judgment in favor of the insurance company. They win, because you blew the court off. If they get the default judgment, the constable or sheriff will be around looking to execute for the amount of the judgment. What they can take depends on your state law. And your credit record will show an outstanding judgment, making it very hard to get a loan of any kind. If there is a hearing date on the motion, show up, and be prepared to tell the judge something, although I have no idea what you can say, since you just decided not to answer the suit.What does it mean when a insurance company files for a Motion for Default Judgment?
The court will enter a judgment against you just as if a jury had ruled against you. It will be valid for many years - 20 in some jurisdictions and it will accrue interest at much better than market rates. As long as it is valid and unpaid, it will allow the insurance company to garnish your wages, seize your bank accounts and lien your property. It will also sink your credit rating.



Get a lawyer. It will cost you but not getting a lawyer may cost you more.What does it mean when a insurance company files for a Motion for Default Judgment?It means that you didn't pay them after they won in court against them and that you have a lien placed against you. If you have property, they can place a lien against the property so if you sell it they'd be paid first. If you won the lottery or came into any type of money they could take their share of it first.



You're pretty much screwed as they'll put it on your credit report and it'll follow you until you pay it.What does it mean when a insurance company files for a Motion for Default Judgment?
They will go into court on the day the Default is scheduled and they will win the law suit against you for every penny they asked for in the original complaint.



Once they get a judgment, they will start coming after you to collect the money.What does it mean when a insurance company files for a Motion for Default Judgment?They well get this judgment It is good for 10 years and they can renew it just before the 10 years are up At any time they go after any asset you may have at the timeWhat does it mean when a insurance company files for a Motion for Default Judgment?
your screwed